Guruji Student Credit Card (GSCC) Colleges in Rajasthan 2027: NIRF & NAAC Grade A List
Quick answer
Jharkhand students aspiring to study in Rajasthan can avail up to ₹15,00,000 collateral-free loan under the Guruji Student Credit Card Scheme (GSCCS) at just 4% simple interest (3% for prompt payers) with a 15-year repayment window. Eligible institutions in Rajasthan include NIRF Top 200 ranked universities and NAAC Grade A accredited institutions such as BITS Pilani, Malaviya National Institute of Technology (MNIT Jaipur), Manipal University Jaipur, LNMIIT Jaipur, Banasthali Vidyapith, JECRC University, and Poornima University. The GSCC loan covers total degree tuition, on-campus boarding, and up to 30% non-institutional living costs (study materials, laptop, and food).
₹15 Lakh GSCC Education Loan Coverage in Rajasthan
Complete 4-Year Cost Coverage: High-ranking Rajasthan universities (Manipal, BITS, LNMIIT, JECRC) have fee structures that fit comfortably within the ₹15 Lakh GSCC ceiling.
100% Jharkhand State Guarantee: No property mortgage, margin money, or third-party guarantor required.
Living Allowance: Direct disbursement to student savings account for hostel rent, laptop, and books.
15-Year Affordable EMI Structure: Simple interest at 3%–4% ensures monthly repayments remain budget-friendly for fresh graduates.
ADMISSION GUIDANCE 02
Top Eligible Institutions in Jaipur, Kota & Pilani
Central & National Institutes: BITS Pilani (NIRF Top 25), MNIT Jaipur (NIRF Top 40), and IIIT Kota.
Admission confirmation letter and official GSCC fee structure from the college.
Student and parent Aadhaar and PAN cards.
Active student bank account passbook.
COMMONLY ASKED QUESTIONS
Frequently Asked Questions
QUESTION 01
Which colleges in Rajasthan accept Guruji Student Credit Card?
Any institution in Rajasthan that features in the NIRF Top 200 or holds NAAC Grade A accreditation (including MNIT Jaipur, BITS Pilani, Manipal Jaipur, LNMIIT, JECRC, Poornima, and Arya College) is eligible.
QUESTION 02
How much loan can a student get under Guruji Credit Card for Rajasthan colleges?
Students can receive up to ₹15,00,000 (₹15 Lakhs) based on the verified institutional fee structure and living allowance requirements.
QUESTION 03
What is the interest rate for Guruji Credit Card in Rajasthan?
The base rate is 4% simple interest per year. Timely EMI repayment reduces the effective rate to 3% simple interest.
Share your target course, annual budget, and 12th marks or entrance rank with a senior AdmissionCore counsellor for direct verification of seats, fees, and credit card approval.
